Â鶹Éçmadou

Financial aid​

Money matters while you study

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From scholarships to emergency grants, your studies are supported.

Discover the range of ways that Â鶹Éçmadou, our generous donors and the Australian government can ease the pressure of financial matters and keep you focused on your studies instead of your bank balance. Whether it's rewarding your academic performance with a scholarship or helping you make ends meet in times of need, explore the financial support options available to you at Â鶹Éçmadou.

Financial support for domestic students

If you're anÌýAustralianÌýorÌýNew Zealand citizen, or if you hold anÌýAustralianÌýpermanent residency or permanent humanitarian visa, then you're a domestic student.ÌýIf you’re from another nation, please refer to the information for international students.
  • Earn recognition for your potential

    We're proud to offer a range of scholarships that help you achieve your full potential. We don’t just reward academic performance; we also recognise motivation and achievement in the face of limited opportunities in life. To search and apply for awards you’re eligible for, visitÌý.
  • Study now, pay later

    Domestic students can usually study an undergraduate degree without paying upfront. After uni, when you start earning enough at work, the cost of your contribution to the degree gradually comes out of your pay. While this is a typical situation there are exceptions, so to learn more about what’s relevant to you and your degree, visit .
  • Get paid to study

    Centrelink offers financial support to help you focus on your studies, but there are certain criteria you have to meet to be eligible. While this support is mostly relevant for undergraduate students,Ìý. To find out if you could be eligible for Abstudy, Austudy, the Youth Allowance or the Pensioner Education Supplement, visit .Ìý
  • Assistance in times of need

    We don’t want to see anything get in the way of your education, but life happens. At some point during your studies, you might need a little help to cover costs. We offer student loans that charge no interest to pay back, and we offer support grants for essential living costs which you don’t have to pay back at all. Hopefully, you’ll never need either of these financial aids, but you can rest assured that they are there if you do. Find out about the eligibility criteria for and .
  • No car? No worries.

    Get half-price travel on Sydney buses, light rail, trains, and ferries with a Concession Opal Card. For more information visit .
  • Making your degree accessible

    If you’re living with a disability, you could be eligible for support from the National Disability Insurance Scheme. The NDIS provides funding to access the support you need to participate in everyday activities at Â鶹Éçmadou. Find more information about .
  • Get the skills to manage your bills

    Money on your mind? Get practical financial advice and money management skills that are relevant to being a uni student. You’ll be able to book appointments with student support advisers to discover how to get the most bang for your buck while you study. For more information check out .
  • Not all degrees offer Commonwealth assistance ÌýÌý

    If you’re planning to study a postgraduate degree, it may not be subsidised as a Commonwealth Supported Place (CSP). In this case you’ll need to cover your own tuition fees. It’s wise to make sure you can afford the studies before you start but if you experience unexpected financial hardship, we can agree upon a fee payment plan with you. For more information, visit .

Financial support for international students

If you're not anÌýAustralianÌýorÌýNew Zealand citizen, and if you don’t hold anÌýAustralianÌýpermanent residency or permanent humanitarian visa, then you're an international student.

If you’re a citizen of Denmark, India, Norway, Sweden, or the United Kingdom, we can help you access your loan program, and we can assist with documentation and enrolment certification.

If you’re a Canadian citizen, we can help you extend funding from your Canada or Provincial Student Loan for our programs. We can also assist with enrolment confirmation forms after you have applied to study with us.

If you’re a citizen of the United States of America, we can help you fund your Â鶹Éçmadou degree with a US Federal Direct Loan, US Private Loan, or through the Veteran Affairs program.ÌýFor detailed information view the Financial Aid for U.S. students below.

For more information, please email the Â鶹Éçmadou Financial Aid office or call +61 29385 1078.
  • Earn recognition for your potential

    We're proud to offer a range of scholarships that help you achieve your full potential. We don’t just reward academic performance; we also recognise motivation and achievement in the face of limited opportunities in life. To search and apply for awards you’re eligible for, visitÌý.
  • Assistance in times of need

    We don’t want to see anything get in the way of your education, but life happens. At some point during your studies, you might need a little help to cover costs. We offer student loans that charge no interest to pay back, and we offer support grants for essential living costs which you don’t have to pay back at all. Hopefully, you’ll never need either of these financial aids, but you can rest assured that they are there if you do. Find out about the eligibility criteria forÌýÌý²¹²Ô»åÌý.
  • Get the skills to manage your bills

    Money on your mind? Get practical financial advice and money management skills that are relevant to being a uni student in Australia. You’ll be able to book appointments with student support advisers and discover how to make your dollar go further while you study. For more information visitÌý.
  • Unexpected financial hardship? We’ve got you.

    If you’re not on a scholarship, you’ll need cover your own tuition fees with us. It’s wise to make sure you can afford your studies before you start but if you experience unexpected financial hardship, we can agree upon a fee payment plan with you. For more information, visitÌý.
  • Sydney buses, light rail, trains, and ferries

    If you’re coming to Australia on an EndeavourÌýScholarship,ÌýanÌýAustralian Awards Scholarship, or an International Postgraduate Research Scholarship, you’re eligible for half-price travel on Sydney public transport. For more information visitÌý.Ìý

    • The University of New South Wales is currently not participating in the Federal Student Aid (FSA) program administered by the United States Department of Education. Therefore, we are unable to accept Financial Aid Direct Loan applications or process in-school deferment requests at this time.

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    • Private education loans are available from non-government lenders and approval is based on credit history. It is recommended that you apply with a co-signer who is a U.S. citizen.

      U.S. students can use private education loans to borrow the difference between the maximum Cost of Attendance (COA) and any Federal (Direct) Loan.

      Private education loans are also available to those students enrolled in the MBBS program and all non-degree programs such as certificate, graduate and postgraduate diploma programs which are ineligible for Federal funding.

      They can also be used when a student is otherwise ineligible for Federal loans, e.g. when they are enrolled less than half-time or studying on exchange with an institution which is ineligible for Federal funding.

      PresentlyÌýÌýis the only lender offering private education loans to students studying outside of the US. Please refer toÌýtheir websiteÌýfor specific details about eligibility, how to apply, loan amounts and other terms and conditions.

      Â鶹Éçmadou strongly recommends that students first apply for Federal loans (where eligible) and then apply for additional funds through a private education loan, if required. Federal loans are more favourable due to the generally lower interest rates and more flexible repayment options.

      For further information please contact theÌýFinancial Aid Office.

    • Â鶹Éçmadou is an approved institution for the administration of U.S. Department of Veterans Affairs funding under the Montgomery GI Bill and Post 9/11 GI Bill program.

      The U.S. Department of Veterans Affairs will pay eligible student education benefits for pursuit of an approved program of study.

      Due to the large volume of course approvals with the U.S. Department of Veterans Affairs, applications for course approval can only be requested if the student can provide a Certificate of Eligibility from Veterans Affairs and is enrolled at Â鶹Éçmadou.

      You can check whether your degree is approvedÌýby entering the following details:

      • Institution:ÌýUniversity of New South Wales
      • Program Type:ÌýInstitution of Higher Learning
      • Country:ÌýAustralia

      If your course is not yet approved, contact the Financial Aid Office atÌýfinancialaid@unsw.edu.auÌýso that course approval can be requested.

      Eligibility for VA benefits can be extended to veterans, members of the Selected Reserves or National Guard; and children or spouses of service-connected deceased or totally and permanently disabled veterans. Each U.S. Department of Veteran Affairs (DVA) education program has distinct eligibility requirements under specific chapters of Title 10 and 38, U.S. Code (USC). All students who feel they may be eligible for education benefits should submit an application. Even if a student appears to be ineligible, the DVA will review the application and officially grant or deny benefits.Ìý

Need more information?

If you have any questions or need personalised advice, get in touch with us. We’re here to help.